They also removed Colorado from the eligibility list. Available in select midwestern states, Central Bank of the Midwest is offering a $500 welcome bonus when you open a new business checking account and maintain a minimum balance. You can stack this offer with their personal checking account bonuses to earn a lot more!

Do I need to switch banks to be eligible for a checking account bonus?

The Free Checking Account signup offer requires you to make purchases using the account’s card in order to earn the $100 bonus. To kick off 2026, BMI Federal Credit Union is now offering new members $100 for opening a new personal checking account and using your debit card. If your company has higher balances or transaction volume, PNC is running a larger bonus for their enterprise checking accounts, so check those out, too! This is a nationwide bonus from one of the best credit unions, so definitely check it out!

How to Earn Your $475 Checking Account Bonus212

• The HSBC Premier signup offer requires you to deposit and maintain a minimum balance in order to earn the $5000 bonus.
• Available nationwide with the ability to open online, J.P.
• You may receive only one new account opening-related bonus every 2 years on a personal checking account and one new account opening-related bonus every 2 years on a personal savings or money market account.
• The Personal Wealth Management signup offer requires you to deposit and maintain a minimum balance in order to earn the $5000 bonus.
• If your company has higher balances or transaction volume, PNC is running a larger bonus for their enterprise checking accounts, so check those out, too!
• Most bank bonuses are relatively simple, but it’s important to follow the instructions to the letter.

ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses Bonus$50 or $400Earn $50 or $400 with eligible direct deposit. To qualify, you’ll likely have to set up direct deposit with the bank and keep https://superonni-casino.fi/ the account open for at least a few months.

Featured Checking Accounts

The information related to Citi checking accounts and Wells Fargo Clear Access Banking has been collected by NerdWallet and has not been reviewed or provided by the issuers or providers of these products or services. Read the promotion details above to understand all the rules and requirements to earn the checking account bonus, including a super steep minimum transfer amount that may not be worthwhile. Keep reading to find out answers to commonly asked questions about checking account bonuses and other bank promotions.
If you currently have a Huntington Bank personal checking account, you’re listed on someone else’s account, or you closed a Huntington Bank checking account in the last six months, you can’t apply for this bonus. The best bank bonuses for you are ones that have requirements you’re comfortable with, including the amount of time you’ll have to keep your money in the account to earn the bonus. Plus, if you’re new to bank promotions, your head may spin for a bit trying to learn the nuances, requirements, and pitfalls. The Personal Wealth Management signup offer requires you to deposit and maintain a minimum balance in order to earn the $5000 bonus. This is a tiered bonus based on how much you deposit and maintain for the first 3 months.
The Brokerage Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $10000 bonus. The Basic Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $900 bonus. The M&T Tailored Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $1500 bonus. The Business Checking Account signup offer requires you to deposit and maintain a minimum balance and make purchases using the account’s card in order to earn the $400 bonus.

How to avoid the Monthly Service Fee and other product details

• The Chase Private Client Checking℠ signup offer requires you to deposit and maintain a minimum balance in order to earn the $3000 bonus.
• Usually, you have to dig through a bank’s website to find bonuses, but we launched BankBonus.com to make it easy to find the best bank bonuses in one place.
• This is a tiered bonus based on how much you deposit and maintain for the first 3 months.
• If earning a bank sign-up bonus requires depositing more than $250,000 (which is the standard amount that’s insured by the Federal Deposit Insurance Corp.), you’ll need to employ certain strategies to make sure that all your money — including funds over $250,000 — is protected.
• The Private Banking Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $3000 bonus.

If you have or had a Huntington Bank business checking account open in the six months, you’re not eligible for the bonus. You’re not eligible if you had a business checking account in the last 12 months. If you already have a current Wells Fargo personal checking account, or if you had one in the last 12 months, you are not eligible for this bonus. Each provider is evaluated across five weighted categories and 30 subcategories, including checking and savings accounts, certificates of deposit, customer experience, and overdraft services. We rated them on criteria including annual percentage yields, minimum balances, fees, digital experience and more. You can find the best opportunities available by checking out our list of the best bank bonuses and promotions, updated monthly.
The first transfer will need to be made within 30 days of opening the account, and while it does take a full 12 months to satisfy the requirements, the ROI on your cash is impressive. Keep in mind that these deposits don’t need to be made via direct deposit, as is common with many bank bonuses. The Business Checking signup offer requires you to optionally, make purchases using the account’s card in order to earn the $500 bonus. This bonus also comes with a free merchant processing consultation and a free Treasury Management consultation, including a 60 day free trial of select Treasury Management Services. Available in Colorado and Arizona, Bank of Colorado is offering a $500 welcome bonus when you open a new business checking account and complete qualifying activities.
This compensation may impact how and where products appear on this site (including, for example, the order in which they appear), but does not influence our editorial integrity. Of course, personal finance is personal so one person’s experience may differ from someone else’s, and estimates based on past performance do not guarantee future results. We work hard to share thorough research and our honest experience with products and brands. The right bank promotions without direct deposit are out there for you. Usually, you have to dig through a bank’s website to find bonuses, but we launched BankBonus.com to make it easy to find the best bank bonuses in one place. Promotions can last anywhere from months to years, but they are almost always held to a certain timeframe.

Deposit accounts that are part of the Wells Fargo Private Bank experience are not eligible for this offer. Offer is not available to customers that received a bonus for a Wells Fargo consumer checking account within the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8. Learn how to avoid the $15 monthly service fee. We’re here to help with all your benefit needs – including HSA, FSA, HRA, Commuter, COBRA and Direct Bill. We’re here to help with flexible savings and investing options to keep your cash working while you focus on your business. We’re here to help with all of your HSA needs – including eligibility, coverage, debit card access and more.

Our Chase Total Checking account is loaded with features for everyday needs

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of your Citi Double Cash® card account opening. While its annual fee is high at $695, so are its luxurious rewards, including Amex Membership Rewards, extensive travel points, and annual statement credits. The card has no annual fee, and cardholders also enjoy experiences such as VIP tickets and 5-star meals, among other perks. All you need to do to qualify is make $500 worth of purchases within three months of opening the account. These almost always require you to spend a certain amount using your new card, and you’re usually given a few months to meet that requirement. In addition to bank promotions, another way to earn bonus cash without needing to set up direct deposit is to explore credit card offers.
The Ultimate Opportunity Savings Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $100 bonus. The Perks Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $400 bonus. Huntington is offering a welcome bonus to those opening new personal checking accounts. The Business Checking signup offer requires you to deposit and maintain a minimum balance in order to earn the $500 bonus.
Additionally, the institution that owns the terminal (or network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries. If your new checking and/or savings account is closed by you or TD Bank within 6 months after account opening, and the bonus has been paid.